THE FOLLOWING TERMS AND CONDITIONS & REFUND POLICY APPLY TO ALL SALES. PLEASE REVIEW CAREFULLY. THESE TERMS AND CONDITIONS INCLUDE LIMITED WARRANTIES, AND DISCLAIMERS OF LIABILITY AND ARBITRATION PROVISIONS. KEEPING AND USING YOUR PRODUCT INDICATES YOUR AGREEMENT TO THESE TERMS. IF YOU DO NOT WISH TO AGREE TO THESE TERMS, YOU HAVE 14 DAYS FROM DATE OF PURCHASE TO RETURN THE UNUSED PRODUCT.

High Risk Activity

Products sold through this website, NAPMA's catalog sales or otherwise, include martial arts curriculum, equipment and gear for martial arts training and instruction. Participation in any of these activities should be considered a high-risk sports activity. Your participation in any of these activities is at your own risk. You agree to consult with your personal physician before participating in any of these high-risk activities. Read and follow specific warnings and instructions on products and in product literature or inserts. Save these documents for reference.

Martial Arts Weapons: WARNING

Any martial art weapons sold through NAPMA's website or catalog are intended for demonstration or display as a collection item only. Use and misuse of Martial Arts weapons involves serious risks, including injury, disability and death. Weapons are sold only for training under expert supervision, for demonstration of forms, collection or display. Inspect weapons before each use to ensure they are in proper condition. If any unsafe condition is observed, do not use the product. Do not use weapons for sparring or contact. Sales of certain items are governed by local, state, federal and international law. It is the buyer's responsibility to check all applicable law concerning use, ownership, legal age and possession of any product offered by NAPMA. By purchasing any item, the buyer warrants compliance with all local, state, federal and international law, and that the buyer is legally able to purchase and sell all items being purchased from NAPMA's website or catalog. NAPMA disclaims any and all liability related to improper, illegal, unintended use or modification of weapons sold through the website or catalog. The purchaser, user or participant assumes all risk of injury from any use. No weapons are sold to anyone under 18 years of age without parental consent. Weapons and items over 42" cannot be sent out of the United States. Some weapons may be prohibited in your area. Please check state statutes and local ordinances before ordering.

Assumption of the Risk

By buying NAPMA'S products, you understand and agree that fitness and martial arts are high risk activities and, to the extent permitted by law, YOU EXPRESSLY AND VOLUNTARILY ASSUME THE RISK OF DEATH OR OTHER PERSONAL INJURY SUSTAINED WHILE PARTICIPATING IN SUCH ACTIVITIES WHETHER OR NOT CAUSED BY THE NEGLIGENCE OR OTHER FAULT of NAPMA including but not limited to equipment malfunction from whatever cause, or any other fault of NAPMA. Additionally, you agree to indemnify, defend and hold NAPMA harmless from any third party claims arising from such High Risk Activities or Martial Arts Weapons or any other NAPMA product.

Limited Replacement Warranty

NAPMA warrants its products to be free from defects in materials and workmanship for a period of 30 days from date of purchase, provided they have not been subjected to obvious abuse, neglect or misuse. NAPMA's sole liability is limited to repairing or replacing products that are returned prepaid to NAPMA within this 30-day period, unless specific product literature specifies otherwise. Due to vendor requirements, books and videos cannot be refunded once the seal is broken. NAPMA's warranty as to books and videos is limited to exchange for the same title if the tape or book proves defective. See our Return and Exchange Policy for more information.

WARRANTY DISCLAIMER

THE ABOVE STATED WARRANTIES ARE IN LIEU OF ALL OTHER WARRANTIES EXPRESSED OR IMPLIED INCLUDING THE WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE AND OF ALL OTHER OBLIGATIONS AND LIABILITIES OF NAPMA. NAPMA NEITHER ASSUMES, NOR AUTHORIZES ANY OTHER PERSON TO ASSUME FOR IT, ANY OTHER LIABILITY IN CONNECTION WITH THE SALE OF PRODUCTS FROM ITS WEBSITE, CATALOG OR OTHERWISE. THE ABOVE LIMITED WARRANTIES SHALL NOT APPLY TO ANY PRODUCT WHICH HAS BEEN SUBJECT TO ACCIDENT, NEGLIGENCE, ALTERATION, ABUSE, OR MISUSE. THE TERM "ORIGINAL PURCHASER" AS USED IN THIS WARRANTY MEANS THE PERSON TO WHOM THE PRODUCT IS ORIGINALLY SOLD AS SHOWN ON THE SALES INVOICE. THESE WARRANTIES SHALL APPLY ONLY WITHIN THE BOUNDARIES OF THE UNITED STATES AND CANADA.

Limitation of Liability

As set forth above under the limited warranty provisions, NAPMA's liability is limited to repair or replacement of its products which are returned to it prepaid in the specified period of time. In no event shall NAPMA's liability exceed the value of the products sold. NAPMA shall not be liable for any special or consequential damages that result from the use of any product sold through this website or through its catalog. Applicable law may not allow the limitation or exclusion of liability of special or consequential damages so the above limitation or exclusion may not apply to your purchase, but it is intended to be the maximum limitation as permitted by law.

Warning

Use and misuse of products sold through this website, NAPMA's catalog or otherwise, involves serious risks including injury, disability and death. Purchasers, users and participants assume all risk of injury. NAPMA cannot and will not be responsible for the misuse or unauthorized and improper use of products sold through this website, NAPMA's catalog or otherwise.

General Disclaimer

Product descriptions, typographic, pricing and photographic errors are unintentional and subject to correction. We regret, but are not liable for such errors. NAPMA reserves the right to reject any orders placed for a product listed at an incorrect price. If you discover an error in our website or catalog, please let us know.

Applicable Law and Arbitration of Disputes

Your order from this website or from NAPMA's catalog shall be governed in all respects by the laws of the State of Oklahoma, U.S.A. without its choice of law provisions, and not by the 1980 U.N. Convention on contracts for the international sale of goods. The State of Oklahoma's law governing "Sales," as found in Title 12A of the Oklahoma Statutes has specific application to goods sold by NAPMA to you, subject to disclaimers and limitations of liability set forth herein. You agree that jurisdiction and venue in any proceeding directly or indirectly arising out of or relating to the purchase of goods from NAPMA not exceeding $4500.00 will be in the small claims division of District Court of Oklahoma County, Oklahoma. You agree that any dispute or controversy arising out of or relating to the purchase of goods from NAPMA exceeding $4500.00 shall be resolved exclusively and finally by arbitration subject to the provisions of the Uniform Arbitration Act as enacted in Oklahoma, as found in the Oklahoma statutes at Title 15. Such arbitration shall occur in Oklahoma County, Oklahoma before a sole arbitrator. Any award rendered in any such arbitration proceeding shall be final and binding on each of the parties, and judgment may be entered thereon in a court of competent jurisdiction. Any cause of action or claim you may have with respect to the purchase of NAPMA products or any other claim related to the use of the website or catalog must be commenced within one (1) year after the claim or cause of action arises. NAPMA's failure to enforce strict performance of any provision of these terms and conditions shall not be construed as a waiver of any provision or right. Neither the course of conduct nor trade practice shall act to modify any of these terms and conditions.

NOTICE OF DISPUTE RESOLUTION AND ARBITRATION AGREEMENT

The terms and conditions of all sales by NAPMA provide that all disputes between you and NAPMA will be resolved by BINDING ARBITRATION.

You GIVE UP YOUR RIGHT TO GO TO COURT to assert or defend your rights under this contract except for matters that may be taken to THE SMALL CLAIMS COURT OF OKLAHOMA COUNTY, OKLAHOMA. Your rights will be determined by a NEUTRAL ARBITRATOR and NOT a judge or jury. You are entitled to a FAIR HEARING, BUT the arbitration procedures are SIMPLER AND MORE LIMITED THAN RULES APPLICABLE IN COURT.

Arbitrator decisions are as enforceable as any court order and are subject to VERY LIMITED REVIEW BY A COURT FOR MORE DETAILS, SEE "APPLICABLE LAW AND ARBITRATION" ABOVE.

Product Return and Refund Policy

NAPMA offers a 30 day money back guarantee on all its products. If the product is defective or unsatisfactory to the customer we will issue a refund on the product once it is returned. Any return must be accompanied by an RMA number which can be obtained by contacting the NAPMA customer service department. The customer must mark the packaging used for the return with this RMA number and a copy of the invoice must be included in the return. Product being returned must be in new condition unless received by the customer as defective. NAPMA will not refund the cost of shipping the product to the customer or the cost of shipping for the returned product. There are no refunds on video tapes, DVDs, CDs, or any product returned in packaging that would allow damage to occur in shipping.

Membership Refund Policy

NAPMA offers a 30 day money back guarantee on its membership start-up package (enrollment package). In order to receive a refund for this, the customer must contact NAPMA's membership department and request an RMA number for the return. NAPMA will refund the entire cost of the start-up package only excluding shipping costs to or from the customer. 100% of the contents of this package must be in the returned package and in new condition in order to qualify for the refund. After the start-up package, monthly packages are non-refundable once they are billed. Cancellation of membership must be done prior to the 1 st of the new month to avoid billing and shipping for that month. All membership cancellations must be in writing.